Services
Secure Your Financial Future. Together we can make it happem
Explore Our Comprehensive Services at Gene Jolley
Debt Elimination Specialist
Debt elimination is a crucial step toward financial stability and freedom. It involves creating a plan to pay off outstanding debts in a timely and efficient manner. There are various strategies and methods that can be employed to eliminate debt. Let us show you how to get out completely out of debt in as little as 5 yrs with the money you are already spending. We will help you create an emergency fund and an additional source of tax-free income.
College Benefits
One of the biggest concerns related to new generations of people is the rapidly rising cost of a college education. More young people are seeking a higher education today than any other previous generation. Unfortunately, with the rising costs associated with that education, they're being forced to pay with borrowed money. At Equis Financial, we view it as incredibly critical that our clients, their families, and the future generations of the world are educated on the many college funding options available today. Our financial literacy experts are here to assist clients on these options to ensure their financial futures are bright and unencumbered by student loan debt.
Mortgage Protection
Mortgage protection is a simplified, quick issue insurance that is used to protect our client's greatest asset. Mortgage protection plans are designed to provide a death benefit to pay off all, or a portion of, a client's mortgage. Optional riders are available in most states, such as disability income and return of premium, which refunds all, or part of, the premium paid if the policy is unused. This product, offered by many of our carriers, can be customized to fit each client's needs and budget.
Retirement Planning
Secure Your Retirement with Annuities: Steady Income, Tax-Deferred Growth, and Asset Preservation. Discover the Appeal of Fixed Index Annuities Amid Market Volatility. Build Your Future with Financial Contracts Tailored to Your Goals. Lump Sum or Monthly Payments, Choose What Works Best. Enjoy Tax-Deferred Accumulation and Growth Over Time. Embrace Lifetime Income Riders for Guaranteed Financial Security.
Living Benefits
Critical illness insurance is medical insurance that provides a lump-sum benefit upon diagnosis of a covered critical illness or condition. This payout helps our clients avoid the financial burden that can be created by those illnesses. Our clients have found this benefit payout useful for getting the treatment they want, spending time with their family and friends, keeping their home, and filling in the financial gaps left by most medical insurances. Individuals must qualify for critical illness coverage which is dependent on a number of factors including current health and medical history, age, and occupation.
Final Expenses
The loss of a loved one in death is an emotionally difficult experience. Final expense plans are designed to remove, or offset, the financial stress that is associated with death. Our clients are able to use final expense plans to help their clients prepare for their difficult time. These plans are available in varying coverage amounts to fit a variety of budgets. Due to the diversity of our carriers, Equis agents are able to find coverage for their clients no matter what their current health status may be.
